Home Purchase Calculator

Basic Information

Property Address:

Purchase Price:

Down Payment:

$ {{( downpayment / price ) * 100 | number:1}}%

Loan Term:

Years

Interest Rate (APR):

{{interestrate * 100 | number:1}}%

Property Taxes:

$ Yearly

Inspections

General Building:

Sewage Disposal:

Water Quality:

Radon Air Quality:

Radon Water Quality:

Lead Based Paint:

Pests:

Hazardous Waste:

Operation Costs

Cost Period:

Home Insurance:

$ Yearly Monthly

Heating:

$ Yearly Monthly

Electric:

$ Yearly Monthly

Water:

$ Yearly Monthly

Internet/Wifi:

$ Yearly Monthly

Maintenance:

$ Yearly Monthly

Other

Title Insurance (Optional):

Principal Only Payments:

$ Monthly

Tax Filing Status:

Income Tax Bracket:

Tax Filing Type:

Resell Price:

Discount Rate:

{{discountrate * 100 | number:1}}%

Results

Address:	{{address}}
Purchase Price:	${{price \| number:2}}
Down Payment:	${{downpayment \| number:2}}, {{(downpayment/price)100 \| number:1}}%*
Loan Terms:	${{price \| number:2}}, {{loanterm}} Years, {{interestrate100}}% APR*
Monthly Loan Payment:	${{monthlypmt \| number:2}}
Average Monthly Cost:	${{ (outputArray[1].subtotal + outputArray[outputArray.length-1].subtotal) / 24 \| number:2}}
Cash to Close:	${{outputArray[0].total \| number:2}}

Detailed Breakdown by Year
Year	Cost	Amount	Subtotal	Discounted Cost	Total Cost	Equity
{{x.year}}	{{cost.name}}	( ${{cost.value \| number:2}} )	${{x.subtotal \| number:2}}	${{x.disc \| number:2}}	${{x.total \| number:2}}	{{x.equity*100 \| number:2}}%
Home Sale ($)					${{totalcost - salvage * 0.94 \| number:2}}	{{equity*100 \| number:2}}%
Home Sale ($)				${{totalcost - salvage * 0.94 \| number:2}}	{{equity*100 \| number:2}}%
${{totalcost \| number:2}}						{{equity*100 \| number:2}}%
${{totalcost \| number:2}}					{{equity*100 \| number:2}}%

NOTE: These are estimates! Due to rounding error and other factors of your specific situation, real costs may differ from what is generated by this calculator.

Explore

Loan Ammount:

Down Payment:

{{ exp_down * 100 | number:1 }}%

Loan Term:

{{ exp_loan }} Years

Interest Rate:

{{ exp_int * 100 | number:1 }}%

Principal Only Payment:

${{ exp_pay | number:0 }} / mo.

Create Baseline

Name	Down Payment	Monthly Payment	Total Interest Paid	Total Cost
Baseline	${{ exp_base_down \| number: 2 }}	${{ exp_base_MTG \| number: 2 }}	${{ exp_base_interest \| number: 2 }}	${{ exp_base_cost \| number: 2 }}
Difference ($)	$+{{ ( exp_down * exp_price ) - exp_base_down \| number: 2 }}	${{ ( exp_down * exp_price ) - exp_base_down \| number: 2 }}	$+{{ exp_MTG + exp_pay - exp_base_MTG \| number: 2 }}	${{ exp_MTG + exp_pay - exp_base_MTG \| number: 2 }}	$+{{ exp_total_interest - exp_base_interest \| number: 2 }}	${{ exp_total_interest - exp_base_interest \| number: 2 }}	$+{{ exp_total_cost - exp_base_cost \| number: 2 }}	${{ exp_total_cost - exp_base_cost \| number: 2 }}
Difference (%)	+{{ [ ( exp_down * exp_price ) - exp_base_down ] / exp_base_down * 100 \| number: 1 }}%	{{ [ ( exp_down * exp_price ) - exp_base_down ] / exp_base_down * 100 \| number: 1 }}%	+{{ ( exp_MTG + exp_pay - exp_base_MTG ) / exp_base_MTG * 100 \| number: 1 }}%	{{ ( exp_MTG + exp_pay - exp_base_MTG ) / exp_base_MTG * 100 \| number: 1 }}%	+{{ ( exp_total_interest - exp_base_interest ) / exp_base_interest * 100 \| number: 1 }}%	{{ ( exp_total_interest - exp_base_interest ) / exp_base_interest * 100 \| number: 1 }}%	+{{ ( exp_total_cost - exp_base_cost ) / exp_base_cost * 100 \| number: 1 }}%	{{ ( exp_total_cost - exp_base_cost ) / exp_base_cost * 100 \| number: 1 }}%
Current	${{ exp_down * exp_price \| number: 2 }}	${{ exp_MTG + exp_pay \| number: 2 }}	${{ exp_total_interest \| number: 2 }}	${{ exp_total_cost \| number: 2 }}

Year	Cost	Amount	Subtotal	Discounted Cost	Total Cost	Equity
{{x.year}}	{{cost.name}}	( ${{cost.value \| number:2}} )	${{x.subtotal \| number:2}}	${{x.disc \| number:2}}	${{x.total \| number:2}}	{{x.equity*100 \| number:2}}%
Home Sale ($)					${{totalcost - salvage * 0.94 \| number:2}}	{{equity*100 \| number:2}}%
Home Sale ($)				${{totalcost - salvage * 0.94 \| number:2}}	{{equity*100 \| number:2}}%
${{totalcost \| number:2}}						{{equity*100 \| number:2}}%
${{totalcost \| number:2}}					{{equity*100 \| number:2}}%

Name	Down Payment	Monthly Payment	Total Interest Paid	Total Cost
Baseline	${{ exp_base_down \| number: 2 }}	${{ exp_base_MTG \| number: 2 }}	${{ exp_base_interest \| number: 2 }}	${{ exp_base_cost \| number: 2 }}
Difference ($)	$+{{ ( exp_down * exp_price ) - exp_base_down \| number: 2 }}	${{ ( exp_down * exp_price ) - exp_base_down \| number: 2 }}	$+{{ exp_MTG + exp_pay - exp_base_MTG \| number: 2 }}	${{ exp_MTG + exp_pay - exp_base_MTG \| number: 2 }}	$+{{ exp_total_interest - exp_base_interest \| number: 2 }}	${{ exp_total_interest - exp_base_interest \| number: 2 }}	$+{{ exp_total_cost - exp_base_cost \| number: 2 }}	${{ exp_total_cost - exp_base_cost \| number: 2 }}
Difference (%)	+{{ [ ( exp_down * exp_price ) - exp_base_down ] / exp_base_down * 100 \| number: 1 }}%	{{ [ ( exp_down * exp_price ) - exp_base_down ] / exp_base_down * 100 \| number: 1 }}%	+{{ ( exp_MTG + exp_pay - exp_base_MTG ) / exp_base_MTG * 100 \| number: 1 }}%	{{ ( exp_MTG + exp_pay - exp_base_MTG ) / exp_base_MTG * 100 \| number: 1 }}%	+{{ ( exp_total_interest - exp_base_interest ) / exp_base_interest * 100 \| number: 1 }}%	{{ ( exp_total_interest - exp_base_interest ) / exp_base_interest * 100 \| number: 1 }}%	+{{ ( exp_total_cost - exp_base_cost ) / exp_base_cost * 100 \| number: 1 }}%	{{ ( exp_total_cost - exp_base_cost ) / exp_base_cost * 100 \| number: 1 }}%
Current	${{ exp_down * exp_price \| number: 2 }}	${{ exp_MTG + exp_pay \| number: 2 }}	${{ exp_total_interest \| number: 2 }}	${{ exp_total_cost \| number: 2 }}